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It feels like everything is down this year! What’s going on and what do I do?

Rarely have we seen quarters with both stocks and bonds down at the same time. From March 1979 – March 2022 only 8% of quarters have experienced negative returns from both US Stocks and US Bonds (14/173 quarters).1 Periods like we’re seeing today are not unprecedented, but they can be uncomfortable.

It’s normal to be nervous, but you don’t have to be scared. By accepting that uncertainty is part of investing, you can avoid unnecessary anxiety. If investing were a definite slam dunk without ambiguity, there might not be a reward. For an investment to do better than a money-market fund, it needs to carry risk. (Download the PDF for more info)

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