Blog

The Upside of Low Expectations
We all strive for favorable outcomes such as financial security, peace of mind, and evidence of progress. Naturally, we tend to approach situations with high expectations, especially when the stakes

Succeeding in a Future No One Can Predict
Investing is inherently uncertain. Global economies and financial markets are shaped by countless variables—many of them unpredictable and beyond our control. Meanwhile, the media floods us with attention-grabbing headlines, and

The Hidden Risk in Deferred Compensation Plans: Lessons from the Steward Health Case
Imagine working for years, deferring a portion of your paycheck with the promise of a bigger payout down the road. Suddenly, you find out it’s gone, not because of market

Don’t Worry, Be Happy
There’s no shortage of things to worry about today—tariffs, economic uncertainty, global unrest—and all of it can impact our financial future. The media often magnifies these concerns, focusing on fear

1Q25 DFA Quarterly Market Review
As the first quarter of 2025 wrapped up, global markets reminded us that headlines can be noisy, but long-term investors can still find their rhythm. Here’s how the markets responded—and what

April 2025 Market Insights and Portfolio Strategies
As we conclude the first quarter of 2025, I wanted to provide you with an overview of recent market developments and discuss strategies to navigate the current investment landscape. Market

The Downside of Certainty in Investing
Investors are always seeking for more certainty; we all want to know what the future will hold and make the best decisions today for a better tomorrow. This desire stems

Treasury Department Suspends Enforcement of BOI Reporting
As promised in previous pieces, here are the latest developments regarding the Beneficial Ownership Information (BOI) reporting requirements under the Corporate Transparency Act (CTA). Please note that this will be

Is Warren Buffett Bearish?
Last month, Berkshire Hathaway held its annual shareholder meeting which included Buffett’s famous letter to shareholders. In his letter, Buffett is quite transparent with his thoughts about Berkshire’s operations and

It’s Back! The New BOI Filing Requirements and Deadline
In 2024, we discussed the Corporate Transparency Act and the Beneficial Ownership Information (BOI) reporting rules. To recap, BOIs were originally due on January 1st, 2025, but a federal court