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Frequently Asked Questions

Who is your typical client?

Our typical client is able to clearly define their financial and life goals and is focused on the long-term collaborative relationship required to attain those goals.  Here’s our typical client profile: 

  1. 55+ and ready to get serious with retirement planning,
  2. Already retired, or
  3. Persons in their 40s who have $500k in investable assets, well on their way to financial independence and seeking an advisor to help get them to the next level. 

What is the average tenure of your clients?

The average tenure of our clients is currently 12.6 years. Some of our clients have been partnering with us for 29 years, while others have partnered with us in the last 6 months. We have assisted clients through many life transitions, including job changes, business ventures, home purchases, college funding, navigating through illness, retirement, and estate settlement.

How do you work with your clients?

We begin by getting to know one another, sharing thoughts and ideas, discussing goals and dreams, reviewing your financial situation, and defining your expectations and role in the relationship and ours. Once we have determined that we would work well together, we actively begin the process of defining your risk tolerance, outlining a course of action for investment management, and developing a financial plan that will serve as the basis for helping you to attain your goals and live your ideal life.

How are you compensated?

We are a fee-only firm which means we are 100% compensated by our clients. We do not receive commissions of any kind, nor do we receive referral fees. Our fee schedule is calculated based on a percentage of assets under management/advisement.

What is your account minimum?

We approach each new relationship with the mindset that being the right ‘fit’ is most significant. While it is typical for new clients to have a minimum of $1,000,000 in investable assets, there are occasions in which clients may begin with $500,000 in investable assets.

How do you work with other professionals?

We engage with other professionals in the interest of facilitating conversations and providing information to help you achieve your desired goals. One example of this would be collaborating with your tax preparer to ensure tax efficiency, provide tax documents related to your investment accounts, and review tax documents. Another example is providing a referral to an estate planning attorney who has the knowledge and expertise to develop your Will, Power of Attorney and other documents to ensure your wishes would be met in the event of incapacity or death. We neither accept nor pay referral fees, and we always have your best interest at heart.

I don’t live in Ridgeland, MS. Can I still work with you?

Yes. Although we meet face-to-face in Ridgeland, we can work with clients across the country.

What does a virtual meeting look like?

 Virtual meetings are just as efficient as in-person with tools like GoToMeeting. Webcams help bring that personal touch of seeing each other and Tiffany can share her screen as needed. ShareFile is utilized when documents need to be shared securely.