Tiffany B. Ballard, MSPFP, CFP®, AIF®

Some investors favor a dollar-cost averaging (DCA) approach to deploying their investment capital. Unlike lump-sum investing, in which the full amount of available capital is invested up front, DCA spreads out investment contributions using installments over time. The appeal of DCA is the perception that it helps investors “diversify” the cost of entry into the market, buying shares […]

This year brings some adjustments to the Retirement Plan contribution limits as well as phaseouts.  The changes for 2021 include: Increase in defined benefit plan contributions to $58,000 (from $57,000) Increase in the maximum includible compensation to $290,000 (from $285,000) Increase in SEP participation limit $650 (from $600) Increase in IRA deduction phaseouts: for Single taxpayers to

DFA Perspectives:  Tesla’s Charge Reveals Weak Points of Investing Index additions and deletions are typically a routine affair, but the recent announcement by S&P that Tesla would be added to the widely tracked S&P 500 Index stirred up quite a lot of attention.  No surprise, given that Tesla is the largest company to ever join

As we enter full swing into the holiday season, it’s important to remain vigilant of suspicious calls or texts prompting urgent action – criminals never take a break, even for the holidays.  The IRS recently issued the following alert related to a COVID-19 text scam: The IRS is warning of a new text scam created

With the Presidential Election less than 3 weeks away, Dimensional prepared a fascinating exhibit examining market and economic data that shows a consistent upward march for US equities regardless of the administration in place. What is unique about their exhibit is that it shows which party controlled the Senate, House, and Presidency along with the

Investors often wonder whether the market will rise or fall based on who is elected president. The data show that capturing the long-term returns of the capital markets does not depend on which party controls the White House. In a recent webcast, Dimensional’s Mark Gochnour and Jake DeKinder offered lessons from history. Additional highlights from

One common question we have been asked this year relates to what documents to retain and what may be shredded, as many are finding themselves at home with time to think about cleaning up the ‘paper trail.’  If you are in this category, you may find the attached checklist helpful. Click here to view the