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Investors rarely have trouble finding something to worry about. Today, three issues in particular are getting a lot of attention: rising interest rates, the national debt, and the upcoming midterm elections. Interest rates are rising. The 10-year Treasury yield has climbed above 5%, mortgage rates are back above 7%, and the Federal Reserve recently raised

Recently, there has been a lot of talk about the U.S. national debt hitting $40 trillion. We are now spending more on interest payments than on defense, and we’re told that even some economists who weren’t previously worried about the debt are starting to panic.[i] Those are legitimate concerns. But there is a potential problem

It’s hard to believe August is already here. Think back over the past few months. What do you cherish the most from this summer? It probably wasn’t another day at the office or another item checked off your to-do list. More likely, it’s the time you spent with the people you care about and the

As we reach the midpoint of 2026, one lesson from the first half of the year stands out: the headlines and the markets told two very different stories. The conflict in Iran sent oil prices surging, which we all felt at the gas pump. Consumer sentiment fell to historic lows. Markets dropped nearly 10%, and

Summer has a way of changing perspective. People spend more time with family, travel more, slow down a little, and create experiences they often remember for years. And many of those moments are connected to how we choose to use our money. Not necessarily how much we spend. But what we spend it on. Money

The upcoming Memorial Day holiday is a time to remember and reflect. It gives us a moment to step back, gain perspective, and appreciate what matters most. That idea applies to investing more than it may seem. Right now, there’s no shortage of concerns. Ongoing conflict in the Middle East, rising oil prices tied to

Every day, there’s a new headline. Headlines such as: Markets drop on inflation fears Stocks rise on rate cut hopes Geopolitical tensions increase uncertainty. It’s constant. And it’s designed to get your attention. The problem is what makes the front page compelling often makes it a poor guide for investment decisions. What the Front Page

Most investors think they struggle with risk. What they actually struggle with is uncertainty. Risk can be measured, diversified, and planned for. Uncertainty is different. It’s not knowing what headline to believe or what comes next. The human brain may consist of a lot of gray matter, but it hates gray areas. Uncertainty Pushes Us

Change. We spend much of our time thinking about it, predicting it, and anticipating it. Markets change. Headlines change. Technology changes. Policies change. Every year brings a new reason why “this time is different.” Several years ago, Jeff Bezos turned the question of change on its head. He said it is more important to consider

Most investors love economic and market forecasts. With the markets so uncertain and volatile, our brain craves some sort of idea of what the future holds. But the markets are unpredictable – evidenced by the fact that no one can consistently predict them with accuracy. Economic and stock market forecasts are not reliable, no matter