In 2024, we discussed the Corporate Transparency Act and the Beneficial Ownership Information (BOI) reporting rules. To recap, BOIs were originally due on January 1st, 2025, but a federal court in Texas blocked this required reporting. As we mentioned previously, we weren’t sure if that would be the final word and promised to keep you […]
It’s Back! The New BOI Filing Requirements and Deadline Read More »
The simplest and truest reason as to why we diversify is that we don’t know what assets will do very well in the future, and which assets will do poorly. Diversification is the evidence that we cannot accurately and consistently forecast the future. When we invest during a period where one asset vastly outperforms all
Most investors love economic and market forecasts. With the markets so uncertain and volatile, our brain craves some sort of idea of what the future holds. But economies and markets are unpredictable – evidenced by the fact that no one can consistently predict them with accuracy. For example, in October of 2022, Bloomberg gave a
A Dependable Forecast for 2025 Read More »
The Corporate Transparency Act (CTA), a landmark regulation designed to combat illicit financial activities by increasing corporate transparency, has hit a significant roadblock. On Tuesday, a federal court in Texas preliminarily blocked the law and its implementing regulations nationwide, citing concerns that the requirements exceed Congress’s commerce authority. This decision comes less than a month
Nationwide Block of the Corporate Transparency Act: What It Means for Businesses Read More »
The frequency and efficacy of scammers has increased over the years. A report from the FBI says that losses to cybercrime activities is up nearly 200% since 2020.[1] And with the improvements in artificial intelligence, we can expect scamming will only get more devious and lucrative in the years to come. Education, intelligence, and success
Tips to Scam Proof Yourself in 2025 Read More »
Tis the season of gratitude! Thanksgiving is perhaps one of the most underappreciated holidays, but most needed. Given the contentious and divisive election season we have endured, and the possibility that the winner is not what you wanted, it may be difficult to be thankful. But it’s worth the effort because gratitude results in greater
The Goodness of Gratitude Read More »
As part of the Corporate Transparency Act passed in 2021, many businesses, including LLCs and real estate holding entities, are now required to file Beneficial Ownership Information (BOI) with the Financial Crimes Enforcement Network (FinCEN). Who Needs to File? FinCEN estimates that approximately 32 million entities, including the most commonly held businesses, LLCs, which are
Important Update: Beneficial Ownership Information Filing Requirement Read More »
The Quarterly Market Review is now available. This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond assets classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios
3Q24 DFA Quarterly Market Review Read More »
Most of us know that we should be monitoring our credit, but life gets busy, and that task often falls to the end of our to-do list. However, with the recent breach involving Social Security numbers being exposed on the dark web, this is something that needs to be prioritized. What Happened According to USA
The Recent Social Security Breach: How to Take Action Read More »
Investors have many different financial news outlets across various media channels to select from to get their desired news. Most investors want to be informed – and information is usually good, but it depends on what it is informing you of. How do you discern between financial resources that are beneficial for you and those
The Best Financial Resource for Investors Read More »